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What are transaction charges that are showing while making payment via mygate app?

Convenience charges or Transaction charges are additional fees that are added to a transaction to cover the costs associated with providing a convenient payment method or service. Convenience fees are the charges applied by the payment gateways for processing transactions, including the cost the issuer banks charge them for accepting digital/card payments. These fees are not charged by mygate directly, but are imposed by the Payment Gateway Providers, Banks, and Networks for processing the transactions.


We understand that fee changes can be concerning, but please note that we have no direct control over these dynamic adjustments, as they are driven by the evolving payment ecosystem.

For payments through debit/credit cards, net banking, e-wallets etc., the estimated charges are clearly shown before finalizing the transaction. This allows you to make informed decisions.


In order to avoid these charges, you can opt for payments via Rupay Debit card or UPI since both these payment methods are subsidized from charges by the authorities.